Thursday, 30 April 2015

ERE9-Budgeting

Count how much money you spend and count how much money you save. This is called having a budget but it is all quite simple.

Calculate all fixed costs that you have on a monthly basis. This is usually costs for house, utilities and anything that you have signed an subscription for. It includes everything that must be paid, regardless if you eat, drink or shop anything. It might take some time to figure out exactly what your financial obligations are, but there is no point imagining that you can live a frugal life or be rich unless you KNOW this. You show your maturity by knowing this number.

It is not easy and you may keep adding to the monthly fixed costs over a period of time.
Remember to calculate the monthly cost for fixed costs paid on an annual basis. Taxes, insurance, paper subscriptions, etc. are commonly paid annually but used and relied on every day. Know how much they costs you on a monthly basis so you can assess if it is worth keeping them.

When you have an estimated monthly fixed costs, you can simply subtract that cost from your monthly income. This is what is available for your monthly running costs. If it is a positive number, well done, you can eat this month. If it is a large positive number, you should have room for some savings.
If it is a negative number, you really, really, really, no, really! need to reach out for financial guidance and advice.

The annual spending is the sum of your monthly fixed costs and your monthly running costs (not including your savings).

The annual spending is variable, both between different years and different persons.
The spending can be used to calculate an annual budget. Your budget should be larger than your calculated annual spending in order to provide room for catastrophes and such. Calculate your annual budget as simply as possible. Be kind but honest with yourself and budget the amount of money you actually will need in a year.

And then spend all available energy on increasing your income as much as possible for the next few years. 

Wednesday, 29 April 2015

Einfach


Es ist nich immer so leicht, wie es scheint, einfach zu sein.
                                                                                    Ferdinand Hodler

Tuesday, 28 April 2015

MessengerBag2016

I plan most of my purchases very carefully.

I expect to need a new messenger bag in 2016, replacing the one I currently have.
There is already an extensive list of requirements for that bag.
It must be black with no details, logos or decorations.
It must have a wide, adjustable and sturdy over the shoulder strap attached to the bag with sturdy break-resistant loops or fastenings. It must be made out of water resistant sturdy fabric. It must have an internal zipped closing and at least one, preferably several internal pockets of which one must be large enough for my passport.

The bag must also be large enough to carry both computer and lunch-box at the same time (it will then be large enough for all my uses). It also should be reasonably priced and not ridiculously expensive; preferably it should be less than €15 (even better if it is less than €10?)

Although that may be all the requirements, I already know how difficult it is to find bags like this, especially without logos. I may have to keep my eyes open for a replacement bag soon so that I have it in place when the current bag snuffs it.

The current bag was bought as an emergency replacement in an ethnic market in Brussels, probably around 2008 for a few euros and I have used it constantly ever since. It got better and better with each year (and smaller computer models as it is possibly on the smallest side possible) but it is breaking in the bottom and ... and ...
Maybe I should just try to do some serious repair work on it first so I can defer the replacement bag another year or two?

Monday, 27 April 2015

Fear

If your fear is to lose your material possessions, follow the advice of Seneca, and try to act as if you have already lost it. Do not try to persuade yourself that it could never happen.
"Set aside a certain number of days, during which you shall be content with the scantiest and cheapest fare, with coarse and rough dress, saying to yourself: is this the condition that I feared?"

You may not have much fun. But the exercise will force a collision between your wildest anxieties about how bad such an eventuality or such as life style might be, and the reality that although unpleasant, much less catastrophic than you imagined. It will help you grasp that the worst-case scenario is something with which you would be able to cope.

The tasks we set ourselves to have a certain number of zero-spending days a week, to wear a limited amount of clothes a month or to reduce consumption through a buy-ban have millennium old traditions.

Friday, 24 April 2015

ElectronicDetox

Electronic detox vs. digital stress

Just nu lever jag utan internet-uppkoppling i hemmet. Visst, jag har ström till elektroniska apparater och jag har telefon med textfunktion. Men jag har inte internet, varken mobilt eller fast. Kostnaden att lägga in det är inte hög men den är fast.

Min internet uppkoppling däremot är tillfällig - i detta landet. Jag har några veckor med en något annorlunda livsstil. Det är inte elektronisk detox; jag har ju fortfarande dator, tablett och telefon. Men det är digital detox.

Stressigt är det inte, men det blir lite extra aktiviteter som måste göras på kontoret.

Hemma gör jag en lista över ämnen och annat som jag vill kolla upp. Detta gör jag innan jag börjar jobba, under tiden jag väntar på något eller så går jag tillbaka in på kvällen. Jag skriver meddelanden som skickas senare. Blogginlägg utformas hemifrån men måste läggas in för hand.

Den digitala stressen dyker upp i kontakten med människor.
Alla aktiviteter måste planeras i förväg och alla planer måste hållas. Detta verkar vara ett otroligt komplicerat önskemål.

Om jag skickar ett text meddelande vill jag inte ha svar över Faceboken. Om du inte kommer i tid måste du ursäkta att du är sen när du väl kommer. Du  kan inte anpassa min planering efter detaljer som händer i ditt liv. Du kan inte prioritera om allt som inte är just där och då i ditt liv. Och du kan inte göra det med ett snabbchatmeddelande.

För jag står redan och väntar på dig helt enligt vår planering i förrgår.

Thursday, 23 April 2015

LocalTravels

If you are car free, you will still have to get around locally.
Feet and bicycle will take you a long way (longer the better the weather and the more time you have available).

However, sometimes it is necessary to use local transportation, if not at least to the train station or airport.
Unless your live in a place where local transports have been completely eliminated, there is usually something, like it or not.
Figure out what is available, where it runs from locally, how it travels and how you can pay for it.
Know what each trip costs, look into discounts and different pre-paid systems.

If you use local transports daily, take a deep hard look into the cost for each trip.
How many of them can be eliminated to increase your savings?

Wednesday, 22 April 2015

Admiration

Admire without owning

Learn that you can like things in a shop without buying it. Then practise to admire things without wanting to own them.
Develop a direct admiration and interest and detach the need to acquire.
The need to possess is a want, not a need.
It is also a difficult emotion. It is mostly a very fickle feeling that disappears with owning.
Have you ever bought something that when you come home stay in the bag for some time? This is the result of the fickle feeling of needing to possess, more commonly identified as shopping as a hobby.

You do not need to own it to like it. You can like it without acquire it.
Items are no better because you bring them home (most commonly it is the other way around). 

Take a picture if the shop owner allows it or just make a note of what you want.
It is usually all you need to do to to identify yourself with your admiration.

Tuesday, 21 April 2015

Detaljerna


När livet är skönt
Ju mer uppmärksamhet man ägnar åt detaljerna, desto mer har man att njuta av och desto lättare är det att åtgärda småsakerna som fortfarande irriterar. 

”I ett radioprogram på BBC år 1950 talade Vita Sackville-West om en hel rad små enkla vardagsnjutningar som alla någon gång upplevt men knappast någon talar om. Programmet hette ”Genom löv”, vilket också var hennes beteckning på dessa små lyckoupplevelser, till exempel att gå och sparka i högar av vissna löv en höstdag, att dra med en pinne längs ett järnstaket, att trampa i den tunna isen på en vattenpöl, att plötsligt minnas ett ord eller ett namn som man trodde man glömt eller att skriva med en riktigt bra penna. Det kunde också vara att dra för en gardin som löpte lätt på stången, öppna en arkivlåda som gled mjukt och tyst på kullager, skära upp en ny bok med en skarp sprättkniv eller öppna en vinflaska med en perfekt korkskruv. Dricka när man är törstig, känna sanden mellan tårna på stranden, läsa i sängen tills man somnar, sjuka ned i en mjuk biofåtölj… hon avslutade med att uppmana lyssnarna att göra sina egna listor på sådana här små njutningar.” (sid 7-8)

”Många lever betydligt enklare när de ska koppla av än vad de annars gör hemma. Att bo i en liten stuga vid havet eller i bergen med bara de prylar som ryms i en ryggsäck eller resväska, klara sig med enkel standard, handla på lokala marknader och låta dagarna gå utan vare sig tidning, television eller ringande telefoner kan vara rena paradiset. Man ligger i solen, simmar i havet, promenerar i den friska luften eller rent av i hällande regn istället för att dag efter dag sitta på överfulla pendeltåg, slava vid datorn eller sitta orörlig i bilköer. Människor som tar den här sortens semester gör det sällan bara för att det är billigt.” (sid 11-12)

”[…] Vita Sacaville-Wests uppräkning av personliga njutningar, det hon kallade ”genom löv”. Hemmets detaljer fungerar på samma sätt. Den välbyggda perfekta byrålådan och det väloljade låset men också ögonblick av ren njutning som saknar praktisk nytta men ändå är djupt tillfredsställande. En glimt av en utsikt genom ett fönster på trappavsatsen, solljus genom färgat glas som bildar mönster på golvet – sådana små detaljer är lika viktiga för hemmets atmosfär som inredningsstil och design. De fungerar genom att vara överraskande och lite flyktiga. En utsikt du skymtar i ögonvrån medan du går förbi blir mer spännande än paradutsikten genom panoramafönstret. Färska blommor är till större glädje under den korta vecka de varar än eterneller som står dammiga och bortglömda året runt. Detaljen som uttrycker din personlighet och smak än en viktig ingrediens i easy living.
Om den här sortens detaljer kan förgylla tillvaron, finns det andra som förmörkar den, småfel som kan vara mycket irriterande men oftast inte så allvarliga att man kommer sig för att göra något åt dem. En droppande kvarn, en byrålåda som inte går att skjuta igen riktigt, en lös golvplanka, ett proppfullt skåp där grejorna ramlar ut varje gång man öppnar dörren är alla ”detaljer” som knappast gör livet behagligare.” (sid 117)
                                              Terence Conran Easy living ett hem där livet är skönt Prisma (1999)


ERE8-Engaged

Get engaged and find what motivates you.
When you are not to be working any longer, and you have no boss other obligations to motivate you to get going in the morning  - What are you going to do then? How are you going to identify yourself when you have no work title, no business card and nobody cares about your academic degree?

What are the tasks that makes you loose time? Where are the places where you forget yourself? What do you do when you have unreserved fun or limitless peace?
Even if it is watching TV, then that is what engages you.

Find, and list those things. 
This is where your engagement should be. It could even be at work, although not necessarily work tasks.
Do you prefer to chat with Janet about your children in the coffee corner? Can your for hours look up information about speaker cables? Are you a runner, sailor, cyclist and does it make you happy while you do it? Are you at your best in new places and unknown territory? Do you prefer to know where to go before you get there?
You may think that you will want to do nothing when you become financially independent and do not have to work for money daily. Depending on your current stress level, that will be fun for about one week to three months. After that, you will get involved (alternatively self-destructive, but unless you won your money on the lottery, probably not).

Get involved in something that makes you happy. Do not just manage your money, unless money really interests you (Although in that case, isn't it better to play with other peoples money, aka have a job?) Find yourself, find your motivation, get involved and engaged.
And while you work towards financial independence - find your true motivation. Whatever you think, it is probably not to drinking piña colada on a white beach, but perhaps it can be found in the orphanage in the village next to it?
It is time to work towards your true motivation too. Time to start thinking what qualifications  you will need in the next phase of your life.

Tuesday, 14 April 2015

CheapClothesApril

I joined both the cheap month challenge (snålmånaden) and the wear few items of clothing challange (klädutmaningen). I like having set tasks for myself.

So far it is going well.

I have spent in total just below 50 €, excluding the cost for a doctors appointent following a visit to the physio-therapist for my shoulder, a previously planned dental care visit and the cost for a weekend trip to see the family.
It helps to that I have had my debit card cancelled and my bank are being complete €%&#s about providing a replacement card. ("Temporary technical problems, we are so sorry.").
At least I have managed to sell some stuff which provided some available cash. No money will become available until at least the end of this bank-working week so I will eat everything available in the apartment. Thank goodness for this country to have kept the bottle deposit system so that a few cents can be added to the food budget every day. (I usually manage to find something with a deposit on it walking home from work.)

It is also easy to use the same clothes every day while living out of a single bag. It has been about ten days now, and I do not need anything. I found a t-shirt or two in the apartment where I am currently staying but I have no yet worn them but I will, if I feel something really exciting needs to be added to my life (one of them are for my favourite football team so we are not talking about anything really spectacular).
The office is casual, I am casual and the weather is seriously poor so I am in a perfect position to go through the month with just the content of my bag. Living abroad is not always glamorous.

Sunday, 12 April 2015

Thinking

I like thinking. I think it is one of my favourite hobbies.
However some thoughts should best be kept personal.

Unfortunately I also have a face like this:
A glass-face transparent as a windowpane.

Even worse, my glass-face is combined with a resting bitch-face.
The result is that I commonly look angry and when I am neutral, I look like a bitch.
Add to that, a highly developed ability to give the stink-eye with all seven levels of hell.

I suppose I could stop thinking, but then I could also spend more time in China learning the proper way to control my face and conceal my thoughts.

Schatzgräber


Der Schatzgräber

Arm am Beutel, krank am Herzen,
Schleppt ich meine langen Tage.
Armuth ist die größte Plage,
Reichthum ist das höchste Gut!
Und zu enden meine Schmerzen,
Ging ich einen Schatz zu graben.
Meine Seele sollst du haben!
Schrieb ich hin mit eignem Blut.

Und so zog ich Kreis um Kreise,
Stellte wunderbare Flammen,
Kraut und Knochenwerk zusammen:
Die Beschwörung war vollbracht.
Und auf die gelernte Weise
Grub ich nach dem alten Schatze
Auf dem angezeigten Platze;
Schwarz und stürmisch war die Nacht.

Und ich sah ein Licht von weiten,
Und es kam gleich einem Sterne,
Hinten aus der fernsten Ferne.
Eben als es zwölfe schlug.
Und da galt kein Vorbereiten:
Heller ward's mit einemmale
Von dem Glanz der vollen Schale,
Die ein schöner Knabe trug.

Holde Augen sah ich blinken
Unter dichtem Blumenkranze;
In des Trankes Himmelsglanze
Trat er in den Kreis herein.
Und er hieß mich freundlich trinken,
Und ich dacht' es kann der Knabe
Mit der schönen, lichten Gabe
Wahrlich nicht der Böse sein.

Trinke Muth des reinen Lebens!
Dann verstehst du die Belehrung,
Kommst, mit ängstlicher Beschwörung,
Nicht zurück an diesen Ort.
Grabe hier nicht mehr vergebens!
Tages Arbeit, Abends Gäste!

Saure Wochen, frohe Feste!

Sei dein künftig Zauberwort.

Johann Wolfgang von Goethe, 1797

Tuesday, 7 April 2015

Timeless

Being on a lifelong limited budget also means that all replacement pieces are bought to last a lifetime.

Buy everything as if you are never going to buy another again ever. Buy timeless and lifelong pieces. If the cost is not ridiculous, it will be the cheaper and primarily simpler alternative. But only if they truly are lifelong pieces.

How do I handle pieces I bought to last me a lifetime?
My advice is that you mark and identify all your expensive buys with an expiry date.
Say that you bought that designer handbag of great quality with the argument that it is timeless and will last you a lifetime? Put a tag on it (or at least a note in it – yes, on, in or with the product. Nowhere else.) State exactly that. “This product cost me X, it is of great quality, it is timeless and it will last me a lifetime”. Add the date of purchase. Add the information of how long you intend to live with this handbag. “Bought December 2001 for € 50 to last until 2020 without additional handbags.”

With this you will close your handbag account until 2020. Add handbags on your “Do not buy list”.
Yes, you can sell the bag but until you actually have sold it, you can not buy a new bag.
And if you sell it, you know the price it must sell for.
That money goes back into your savings account. Potentially buying a new handbag goes on the Needs list and the “To buy list” with an postponed consumption date.

How does this make you feel? Do you feel relief; that you will not have to think about handbags for many years? Or do you get irritated with me, thinking that this is stupid and that you can't possibly know what handbag you will want to use tomorrow, that you will need change next year and that sometimes everybody just needs a little extra in order to feel good. And do you say that nobody can make decisions like that?

In the first case; congratulations, you are on your way to becoming rich by just consuming right.
In the second cases; what are you doing on a web-site promoting control of your finances if you are not prepared to control yourself?
Taking control of your consumption and the cost-per-year for your purchases is only one way, but financial control must reduce whimsical purchases as much as possible.

But what if it breaks, then I will have no handbag? No you will not. Do without. Big deal.
Find a plastic bag, borrow a bag from a friend, put your things in your pockets. By postponing consumption you give yourself a chance to see if you want to change your behaviour and to assess your new needs. You give yourself a chance to figure out exactly what your needs are and to find the item that fulfils all you needs without creating any other nuisance.

Sunday, 5 April 2015

Pension

Jag inkluderar inte min åldersbundna pension när jag räknar min FI - min FIRE - min finansiella frihet.
Det är inte för att jag inte tror att jag inte kommer att få någon pension, för är jag inte säker på.
Det är inte heller för att jag tror att den kommer att ätas upp av inflationen, vilket jag däremot tror.
Det är för att det inte är så mycket jag kan göra för att påverka utfallet.

Visst visst, det är viktigt att välja rätt placing, rätt förvaltare, rätt avgifter. Jag räknar ändå detta utanför mina säkra tillgångar, min egendom, mina rättigheter. Och så att jag är helt tydlig, jag inkluderar varken privat-, tjänste- eller ålderspension.
Kanske är jag onödigt pessimistisk. Kanske är det jag som får ett positivt tillskott när jag fyller 65 eller något liknande. Kanske det inte är fel. I prefer to err on the side of caution.

Försiktighetspruncipen gäller stenhårt när det handlar om mina pengar. Pengar skojar man inte om.

Jag håller ändå ett öga på prognoserna i min månatliga tillgångsberäkning och i alla fall det årliga resultatet skulle jag kunna inkludera här.

Mascara

I have not used mascara for a long time and I have not even owned a mascara for at least the last two years.
However, I think I will want one again soon.

The mascara must be waterproof, and not only say it but also mean it. Seriously! No smudging or leaking or flaking or running around my eyes. I would rather be without than have that happen.
Preferably it should also be me-proof. I do touch my face more today than I used to when I wore make-up every day and I know I will smudge it the first thing I do. Unless it really is touch-proof.

The mascara also should be brown-black, but black will work too.

It should be some what cheap, because I know I will never use it up until it is time to throw it out again. (Has anybody ever heard of anybody who ever used up a mascara before it started to stink or just became old? Ever?)

But those are all my requirements I think.
I am not too concerned about extensions and fibres and any other miracles promised. I do have good, long lashes on my own. I do wear lenses daily but I have never been bothered by the mascara more than when not wearing lenses.
Now, where in the jungle of make-up can such an item be bought?

Saturday, 4 April 2015

Bags2015

Bags are items used to carry other items in, usually clothes and personal effects for travels or moving about daily with.

I currently have the following items that can be used for this purpose:
2 trunks (one good but enormous bought 2014 for moving, one old from early 2000 about 50 litres)
1 weekend trunk (in sad state but still alive, bought Madrid 2008)
1 red overnight bag (hand held only (no shoulder strap) never in use, to get rid off)
1 collapsible nylon bag
1 hiking backpack (55 litres)
1 hiking backpack (25 litres, probably bought 1995, now in use more and more)
1 collapsible backpack (20 litres, bought Scotland 2005)
1 messenger bag (used daily, bought 2008, and will probably need a replacement in 2016)
1 nice leather-like shoulder bag (never use, to get rid off)
1 small black handbag, backpack style (bought early 1990s, perfect for going out, looking nice)
1 1960s clutch in silk (it used to be my mothers and it is lovely)
2 clothes bags (drawstring)
1 banana bag (fanny pack)
5 wallets (3 not in use, kept in for sentimental reasons and just in case of...)
7 large open carrying bag (strong shopping bags style)
1 nylon daily shopping bag
2-3 cloth shopping bags (used for storage)
3 computer skins
Bicycle bags (gifted me in 2014 and they are perfect)
One large bucket filled with rolled up free plastic bags (shopping bags) in various sizes, used for recycling, pick-nicks, single-trips etc.

I expect to need a new messenger bag in 2016 and I already have very, very specific requirements for that replacement bag.

Thursday, 2 April 2015

CountryChange

Tomorrow it is time for a new country again. Normally I do not mind, I even like the change.
This time it is not really a new country, I have been there before and I speak the language. Maybe that is why I am unmotivated. It is not new and exciting.
There is an apartment with everything I need, an office, colleagues and even friends and family. What more do I need?
Maybe I am also unmotivated because my shoulder still hurts and by next week I need to go and see a doctor. That will be "interesting" to say the least.
Maybe the weather is the problem too. I am going to northern Europe and there is still winter there.
Maybe I am unmotivated because I am going on my own - and this is a famous first. I do not think I have ever travelled comfortably with anybody before but it will be strange to go without the man.
I have enough to do though to pass the time, but I fear becoming passive and complacent on my own.

Maybe I just do not want to work, travel or experience new things right now. Maybe the strong grip the sofa has had on me the last few weeks must be broken. I will probably be fine once I get there.
The best thing with few possessions and a small wardrobe is that I can pack tonight and leave tomorrow.
The bag is ready.


Wednesday, 1 April 2015

Klädutmaning

Jag packar min väska för månaden (jag hade glömt att jag inte skulle vara hemma i april men det gör ju å andra sidan klädutmaningen enklare)

Svarta strech-jeans (2 likadana, det ena paret betydlgt mer slitet än det andra men omfärgat)
Kavaj (2 liknande, svarta, tvättbara, mjuka)
Tröjor (3 vit, svart, grå; får plats under kavajen)
Top (snabbtorkande, rundhalsade, vit, svart, blå, rosa)
Sedan det övriga: fleece, sov- & underkläder, ytterkläder, nål&tråd samt handtvättmedel. Klart! 
I väskan får nu också tre datorer och fem kilo böcker plats.

FI 31,55

Jag räknar min ekonomiska frihet (Financial Independence) utifrån hur många år mina tillgångar räcker. Jag använder en årlig budget som jag har följt i flera år. Den är visserligen låg, men inte extrem. Många lever på samma nivå utan att ha den ekonomiska buffert som jag har. Jag är väldigt tacksam och min FI ger mig en stark känsla av frihet och säkerhet.

Idag har jag tillgångar som räcker 31,55 år. Mitt FI på 31,55 inkluderar inte värdet på bostaden jag bor i eller de pensionpengar som är låsta till en viss ålder. Samtidigt vet jag att vinsten från husförsäljningen ska skattas i år. Det kommer att sänka FI markant. Men jag är förberedd på det.
Trodde jag. Jag har nu tittat på den svenska Skatteverkets hemsida och det är klart att jag ändå inte var tillräckligt förberedd.

Jag vill inte ge bort alla de pengarna. Det är mina pengar (här stampar jag med foten i marken som ett litet barn). Men jag vet att jag måste och jag vet att jag ska och jag vet att det är rätt och herre jesses, jag har gratis utbildning, sjukvård, vägar, socialvård för behövande och mycket mer för pengarna utan att behöva betala en personlig försäkring.
Men jag kommer att gnälla i alla fall. Hela månaden.

April-Sport


The assignment for April, each April every year, it to go through all camping, sports and summer equipment. Weather is changing in my part of the world and for me this is the time to get ready. 
I am outside more in spring and summer time than in winter and fall. Now is the time to go through everything. 
This includes the following:
- Air the sleeping bags, all of them. If you don’t want to air it – do you really want that sleeping bag?
- Open, check, test and repack everything.

I once went on the first camping weekend with somebody who had not done this. He had brought his food storage from the year before. Including the cheese and the butter. He could have some of my food but he had to keep his things far away from mine. It smelled foul.

- Take a long walk in each of your hiking boots to make sure they still fit you and have not been damaged during the winter storage.
- Check the heals of all your hiking socks. Nothing will ruin a hike or a camping trip as much as poor socks. I remember the couple I met in 2007, two days into a long hike. They were walking back to base because neither had walkable socks any more. (Well, their tent had broken too but they came back because of the socks.)
- Find a lawn to put your tent up and check everything. Even if you have to be laughed at in the park, this has to be done before going anywhere.

As always, count and inventory everything related to camping, sports and summer equipment.

March-Clothes2

I still have a lot of clothes but the amounts in storage are slowly being reduced.
The inventory of clothes during March reveals the following:

Nederdelar: 3 jeans, 3 vandringsbyxor, 4 korta, 4 fula kontorsbyxor och 4 fina, 4 sommarbyxor och 2 kjolar.
Klänning: 2 sommat, 2 vinter
Jackor: 4 sommar och vinter, 1 regn, 1 snö och 1 mocka.
Kavajer: 5 kontor (identiska), 3 speciella
Top: 14 fula (inklusive band t-shirts, fotbollströjor och funktions tröjor), 12 bomull, 25 hängande (inklusive 4 vita sjortor, men mest sommar)
Tröjor: 11 tunna tröjor, 7 tjocka (framför allt fleece)
Pyjamas: 5 byxor (inklusive träningsbyxor), 5 tops sommar och vinter.

In total I have 126 pieces of clothing, not counting underwear, shoes or accessories.
It will still last me a good year or two. The suede jacket will probably be sold.
I do however need another pair of jeans as two are already mended. I have put jeans on
the wish list and will start looking in September.
I am half-way through the task of using all clothes and there might be need for some more additions and replacements in 2016.

Sorry about the language mix-up but I think everybody gets the gist.