Thursday, 1 November 2018


The Financial Independence number of today, the first of November 2018, is 37,94.
It is the Freedom Independence number, as I no longer work.

With a limited budget, my assets hopefully will last me 37,94 years.  I don't include the value of my small studio as I always must have somewhere to live and I also do not include the state and pension rights I will have rights to in seventeen years as their value then, can not be estimated. Assets are also not to be evaluated and neither are budgets but I am banking on price increases to be covered by interests and dividends.

If not, I might be in trouble. I will get another half a monthly salary and a basic unemployment benefit eventually and it will last me the year out of so.
I may still work more, I also may not.
It will not be a rich life, but I have the benefit of already living within my frugal budget.

They days fly by and I have plenty of projects to keep my life interesting.


  1. You're in better financial shape than many people, I bet!

    1. I think you are right, and I should focus on that and enjoy it instead of worrying.

  2. Wow! I admire your independence and all your options. Well done!

    1. Thanks. I paid for this independence with a lot of tenacity, sacrifice and hard work but it is not all me - there is also some serious good luck with the country I was born in included.