Monday, 1 June 2020

FI47,28 and safe-ish

For the first day of June 2020, my financial independence number is 47,28 and for the fist day of May it was 45,82. It is bad, but has been worse and is a lot and I am still FIRE and fine.
The number means that the financial assets are currently available for the next 47 years, as long as I stay in my current budget, unless anything unexpected happens, the costs stay in line with the compensation of the dividends and interests gained by the financial assets. Which they of course will not.
So I hold on to my cheap life style, my cheap living accommodations, my free hobbies and my man. It is good and it can stay good for a long time. I still hold my job as it is currently fine. A new manager is coming (again! third in 11 months) but this one I think I actually look forward to.

Amsterdam is has been in intelligent lock-down since mid March, I have been at home since late February. We have been in quarantine twice for fourteen days in that period. The people around us and Amsterdammers in general have been relatively intelligent about the lock-down and the rules about social distancing. Of course it helps that we are allowed out daily together, and in shops on our own. The curve has come down, the exposure to the virus is reduced and we have all learned new routines. The new normal is starting to become normal. At least people over thirty seem to behave (relatively) sane and intelligent.

Between colds, we are still running (early in the mornings), cycling in the weekends (early in the morning and staying away from the pretty places).
My work is quite intense, and I work harder and longer than before. In between, the man and I grow our balcony full of eatable plants, sew clothes from the existing fabric in the house, deep clean the house and continue to go through our belongings. I have only gained four kilos through reduced movement and comfort eating. I also have volunteered to teach my home language on-line and the man manages his family computers and electronic needs at a distance.

Physically, we are relatively safe and doing fine. Mentally it varies between days. 
I am not bored, I can keep doing this for a long time, but I do notice that our bubble is closing in on us and we are becoming unsocial. We will need re-assimilation and social training soon.

I try to focus on now, here, the benefits to come. For example, that Amsterdam will not be over-run by cheap tourists again. We are taking our city back, moving out on the side walks, closing the crap shops selling souvenirs, kicking illegal or over priced subletting to tourists out, and instead providing housing for the people who live and work here. You all will be guests in the future, and will be expected to act as it.
I hope.

I enjoy that is nice to sleep with the windows open with no drunken screaming on the streets (only tourists, the Dutch do not sing on the streets). It is so nice to not hear the constant sound of roller-bags over the cobble stones (only tourists, the Dutch have bicycles and bicycle bags).
It is so nice to hear all the different languages on the street and know that it is because we are already an mixed society with people coming from all over the world.

There are benefits, although even a incurable optimist like me will have to look hard sometimes.
Stay safe, keep breathing, wash your hands.


  1. Enjoy the lack of tourists while it lasts!

    1. You are all very welcome back, but we will then know each other in the neighbourhoods again, also in the inner city. It is a different version of reclaim the streets.

  2. I understand! I cherished the empty streets, the clean harbour, the birdsong in the city, the crystal skies. We are out of lockdown and likely back to normal next week albeit with closed borders so not overseas tourists for a while to come. But I was VERY happy to go back into the office again!

    1. I can so relate to this (but my home office has a better environment than work, so I'll stay at home until I must come back - currently September at the earliest).

  3. The peace and quiet sounds lovely. I do hope there is a way to contain the tourist takeover when you reopen. Maybe now that Canada has legalized cannabis and sells it commercially, we can take some cannabis tourists from you :) We should grow more tulips. Re-assimilation and social training - Rom and I will need that too! This staying-in business is too easy.

    1. I will be happy to socially train with the two of you if you ever come this way. But yes please Canada, help yourselves. Also take some "first and only time ever confused travellers" and most of the "where are we, where is the next pub" groups? Also, all of Netherlands has beautiful cities and villages with 17th century houses, canals, tulips and legal cannabis. No need to all sit on top of each other in five streets of Amsterdam.